What is Multifactor Authentication?
Having more than one way to identify our customers
1. What You Know-user id and password
(You don't need to change them)
2. What You Have-your computer
(A unique profile is created for your pc and is identified each time you log in)

What Will You Do?
Page One-Enter User ID
Page Two-Enter Password
Page Three-Select a Phrase for the Preselected Image (can change it later)
Select Three Questions and Enter The Answers
Choose to Register or not Register The Computer.

If you Chose "Private" Computer, you will only need to enter the User Id and Password
If you are using a "Public" computer, you will be asked one of the three questions

Why a Picture?
So you will know you are on First Bank's site.
Fake websites do not know which picture to show you.