Current Rates

CD Rates

TERMInterest RateAPY
91 DAY COD0.15%0.15%
182 DAY COD0.25%0.25%
12 MO QUARTERLY COD0.35%0.35%
18 MO QUARTERLY COD0.40%0.40%
24 MO QUARTERLY COD0.50%0.50%
30 MO QUARTERLY COD0.55%0.55%
36 MO QUARTERLY COD0.70%0.70%
48 MO QUARTERLY COD0.85%0.85%
60 MO QUARTERLY COD1.00%1.00%
The Annual Percentage Yield (APY) is accurate as of 04/18/2016, and is subject to change without notice. Fees could reduce the earnings on an account. Prime Rate 3.5% effective as of 12/17/2015.

A minimum balance of $500.00 is required to obtain the advertised APY on Certificates of Deposit. A substantial penalty may be imposed for early withdrawal on CDs. On non-compounding CDs with term greater than 1 year, interest cannot remain on deposit and payout of interest is mandatory. For additional rate, fee and cost information, please refer to account disclosure statement.

IRAs

TERMInterest RateAPY
18 MO VARIABLE IRA0.40%0.40%
30 MO ROTH OR FIXED IRA.55.55
The Annual Percentage Yield (APY) is accurate as of 04/18/2016, and is subject to change without notice. Fees could reduce the earnings on an account. Prime Rate 3.5% effective as of 12/17/2015.

A minimum balance of $500.00 is required to obtain the advertised APY on Individual Retirement Accounts (IRAs). A substantial penalty may be imposed for early withdrawal on IRAs. For additional rate, fee and cost information, please refer to disclosure statement.

Checking Accounts

TERMInterest RateAPY
NOW CHECKING0.10%0.10%
TIERED REG D CHECKING
$2,500.01-$10,000.000.10%0.10%
$10,000.01-$25,000.000.15%0.15%
$25,000.01+ 0.25%0.25%
The Annual Percentage Yield (APY) is accurate as of 04/18/2016, and is subject to change without notice. Fees could reduce the earnings on an account. Prime Rate 3.5% effective as of 12/17/2015.

Contact a Customer Service Representative for complete details. APY is subject to change without notice, and may change after the account is opened. For additional rate, fee and cost information, please refer to disclosure statement.

Savings Accounts

TERMInterest RateAPY
REGULAR STATEMENT SAVINGS0.15%0.15%
CHRISTMAS CLUB SAVINGS1.50%1.50%
The Annual Percentage Yield (APY) is accurate as of 04/18/2016, and is subject to change without notice. Fees could reduce the earnings on an account. Prime Rate 3.5% effective as of 12/17/2015.

Contact a Customer Service Representative for complete details. APY is subject to change without notice, and may change after the account is opened. For additional rate, fee and cost information, please refer to disclosure statement.