First Bank of Tennessee is your full service community bank. 

We offer a broad range of services that go above and beyond to meet all of your banking needs for your security, convenience, and peace of mind.  Some of our services include:

24hr Phone 450x300

 24 Hour Telephone Banker

  • 865-234-6000 Roane
  • 423-570-2407 Rhea
  • 423-338-9717 Polk
  • Check Account Balances
  • Transfer Funds
  • Review Recent Transactions


ATM/Debit Card

  • Overdraft Service is available for your ATM/Debit Card purchases
  • Fraud Watch – 24 Hour security protection for your ATM/Debit Card
  • MasterCard SecureCode-an additional layer of protection when you shop online


NightDrop 450x300

Night Drop

  • Convenient Deposits After Hours

Safe Deposit Box

  • Available at all branch locations

Business Services

  • For commercial customers




Overdraft Service

  • Overdraft Service Is Now Available For Your ATM/Debit Card

    Because it can happen to anyone...

Lost/Stolen ATM Card

  • If your ATM/Debit card is lost or stolen, call (423) 365-8400 immediately. After hours, please call 1-800-791-2525 to receive immediate assistance.

Fraud Watch

  • Did You Know Your Debit Card Comes With A Watch Dog?