ATM / Debit Cards – Fraud Prevention

FraudWatch Plus

First Bank of Tennessee offers many layers of fraud prevention, detection and protection for your ATM/Debit card transactions.  On-the-go or shopping online, FraudWatch Plus combines the most sophisticated fraud detection technology with experienced fraud analysts.

Our Fraud Prevention Services are screening for fraud 24 hours a day – 365 days a year.  Whenever a suspicious transaction is made, the ATM/Debit card holder will be contacted by a member of our Fraud Prevention Services team.

Should a suspicious transaction be detected on your ATM/Debit card, Fraud Prevention Services will call you between 8:00 am and 9:00 pm on weekdays and weekends to confirm if the transaction is one you really made, or if it is fraud.

Report Lost or Stolen ATM/Debit Cards

During normal business hours (8:30 am – 5:00 pm, Monday – Friday) please call your local branch to report a lost or stolen ATM/Debit card.  After hours call 1-800-791-2525.

What happens if my ATM/Debit card is Blocked or Closed?

Our Fraud Analysts will always try to contact you if there is any suspicious activity on your card, but if fraud is detected and we can’t contact you, your card may be blocked or closed.  Always notify First Bank of Tennessee of any changes in phone number or address.  After hours, if you suspect your card has been blocked or closed, you may CALL (866) 842-5208.

Please let us know if you are traveling!

Planning a trip for business or going on vacation?  Let us know what cities and states you’ll be traveling to so we can help ensure that your ATM/MasterCard Debit card is available for purchases wherever you roam.  Click here to submit a Travel Notification.

MasterCard SecureCode

Register your MasterCard Debit card with MasterCard SecureCode for added security when shopping online.  Three easy steps ensure you have the greatest protection from MasterCard SecureCode.  Click HERE for more information about MasterCard SecureCode.



Overdraft Service

  • Overdraft Service Is Now Available For Your ATM/Debit Card

    Because it can happen to anyone...

Lost/Stolen ATM Card

  • If your ATM/Debit card is lost or stolen, call (423) 365-8400 immediately. After hours, please call 1-800-791-2525 to receive immediate assistance.

Fraud Watch

  • Did You Know Your Debit Card Comes With A Watch Dog?